Loans & Credit Cards

Getting a home loan from our Partner Banks is quick and easy. We offer higher eligibility and lower EMIs at attractive interest rates.

Avail Loan Against Property (LAP) for your business or personal needs. 

You can mortgage both residential and commercial property and enjoy comfortable EMIs with long tenure of up to 15 years and also avail an Overdraft with it.

Dream holiday, wedding, home renovation, latest gadgets or anything else you desire? Make real with Personal Loans up to Rs.20 lakh at interest rates starting from 11.25%. 

The most preferred financier for car loans in the country. Network of more than 1800 channel partners in over 1700 locations. Tie-ups with all leading automobile manufacturers to ensure the best deals.

Flexible schemes & quick processing. Hassle-free application process on the click of a mouse. 

Our Partner Bank's Instant Two-Wheeler Loan offers paperless and digital sanction letter of up to 100% of the On-Road price of the bike of your choice. 

Flexible schemes & quick processing. Hassle-free application process on the click of a mouse. 

Commercial Business offers a complete banking solution to our clients for all their financial needs i.e. Commercial Vehicle loans, Construction Equipment loans, Working Capital and customized current accounts. 

 Facilities Offered

• Cash Credit / Overdraft for meeting working capital finance requirement.
• Export Credit to provide Pre-Shipment & Post Shipment finance. Letter of Credit to facilitate trade.
• Bank Guarantees for meeting performance and financial obligations.
• Term Loan for purchase of commercial assets & business expansion needs

Our Partner Banks offers "Loan Against Gold and Gold Ornaments", designed to provide liquidity against gold and gold ornaments without having to sell them. 

FEATURES & BENEFITS

• Get upto 50% of the value of your commercial property as loan against rent receivables.
• Amount depends on net rentals, balance tenure of rental agreement & other factors.
• Property Type – Get loan against commercial property (Shop or office) leased to reputable establishments.
• Get doorstep service
• Enjoy minimal & simple documentation & speedy disbursal through leading lenders in the market

Simply pledge your securities in favour of our Partner Banks and get an overdraft facility of the value of the securities pledged. 

Apply for Leading Bank Credit cards to avail attractive offers and hand-picked privileges. Our Partner Banks provide variety of credit cards each designed to provide superior value and benefits relevant to your lifestyle choices and transform every moment into a memorable experience. 

The credit card benefits includes priority access to exclusive airport lounges across the world and hand-picked privileges at leading hotels & airlines and enjoy complimentary movie and play tickets all through the week. 

MONEY TRANSFER - OFFLINE MODES - Correspondent Banks

Key Highlights

• ICICI Bank has partnered with several banks and exchange houses to provide you convenient, efficient, attractive money transfer options.
• Options include Insta Transfer, Speed Transfer, Demand Drafts.