Term Life Insurance Plans

Complete protection for your loved ones -  Term insurance plans provide life cover to protect your loved ones at most affordable rates. This is the simplest form of life insurance. Term plans offer financial security to your loved ones’ future even in your absence.

Key Benefits of our Term Insurance Plan

34 Critical Illnesses Benefit Option - Get covered against 34 specified critical illnesses such as cancer and heart attack. Claim paid out on first diagnosis, no hospital bills needed. Policy will continue with the life cover reduced by the extent of the critical illness benefit paid.

Accidental Death Cover Option - Get additional life cover (up to ₹ 2 crore) in case of death due to an accident. Death due to an accident often involves extra costs and this will ensure that your family is sufficiently secured in case of such an unfortunate incident.

Tax Benefits Upto ₹ 54,600^ - All premiums paid and benefits received are eligible for tax benefits under Sections 80D,80C and 10(10D).

One Day Claim Settlement - Ensure quick and hassle-free claims service when your family needs it the most. We guarantee one day settlement for all death claims, with interest payable for every day of delay beyond one working day.

In-Built Terminal Illness Benefit (Free) - Terminal illnesses are those that would likely lead to death within 6 months of being detected (e.g. AIDS). They are not only life threatening but also spell financial ruin. We guarantee full claim pay out immediately in case the life assured is diagnosed with a terminal illness. This benefit comes in-built with the policy without any extra cost to you.

In-Built Permanent Disability Waiver (Free) - In case the life assured develops a permanent disability due to an accident during the policy term, that adversely affects his/her daily life, all future premiums are waived off while life cover continues as is. This benefit comes in-built with your policy without any extra cost to you. 

Life is all about enjoying and creating moments of joy with your loved ones. 

To live these moments to the fullest you need to have assurance of a life cover to protect your loved ones in case of any uncertainties and also plan for various life goals like marriage, parenthood, children’s education or a peaceful retirement. 

These are sacrosanct goals, for which you would need a financial plan that gives you the reassurance of a guarantee.

Keeping this in mind, we present Guaranteed Income For Tomorrow. A protection and savings oriented life insurance plan with guaranteed benefits to help you achieve your life goals.

What makes Guaranteed Income For Tomorrow suitable for you?  

• Guaranteed Benefits in the form of a lump sum or regular income to match your needs

• Option to receive guaranteed income from 2nd year onwards

• Higher Benefits for women

• Life Insurance Cover for financial security of your family

• Get Guaranteed Income when you want it with Save the Date feature

• Tax benefits may be applicable on premiums paid and benefits received as per the prevailing tax laws

• Option of taking Loan against policy to help you in case of financial emergencies

You have toiled your entire life and have reaped the benefits of it in your earning years. Does that mean that your life goals should also retire when you hang up your boots? Absolutely not! 

Live your life the way you have been in your working years and fulfil your life goals - going to that dream destination, picking up a hobby, leaving a legacy or to simply be Atmanirbhar. Regardless of what your life goals are, you need to have a strong financial plan to realize them.

With Guaranteed Pension Plan, you won't have to worry.
This plan provides you with guaranteed income for your entire life with a wide range of annuity options that can provide a secure future for you and your spouse.

Not only that, but with the Deferred Annuity option, you can decide when you would want the income to start.

In this option, you can choose to start your income any time within a period of Upto 10 years.

Once the income starts, it is guaranteed for life. So, lock higher annuity rates today for a secured and fulfilling life tomorrow.

Benefits of Retirement Plans:

• Guaranteed regular income for life: With Retirement plans, you and your spouse can receive regular pension for life.

• Security for your children in your absence: In some retirement plans, your children will receive a lump-sum amount in the absence of both you and your spouse. This helps you leave behind a legacy for your children.

• Tax benefits: Apart from enjoying a comfortable retirement, you can also enjoy tax benefits** on the premium paid up to a limit of ₹ 1.5 lakh. In addition, at the time of maturity, the pay-outs you will receive are also completely tax-free.

**Tax benefits are subject to conditions under Section 80CCC and 10(10A) and other provisions of the Income Tax Act, 1961.

Applicable taxes will be charged extra as per prevailing rates. Tax laws are subject to amendments from time to time.