Business Insurance

Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses.

We offer different types of insurance for businesses, including coverage for property damage, legal liability and  employee-related risks.

No matter what industry you are in, your company faces risks every day. That’s why Insurance companies offers a wide range of business insurance covers, designed to identify and reduce those risks. 

Effective risk management is the key to a successful business. 

Our comprehensive commercial solutions are aimed at addressing the diverse risks faced by businesses. Our comprehensive commercial product line is aimed at multi-type and multi-size businesses. 

We offer products that match your personal and business needs and provide you a perfect protection cover. 

• Group Health Insurance - Avail of our Group Health Insurance policy to insure all your employees as well as their families against unforeseen medical expenses,allowing you the flexibility to choose covers as per your needs.
• Workmen’s Compensation Insurance -  Basic covers include Accidental death, Permanent total or Partial Disability and Temporary total disability. Add-on covers include Medical Extension, Compressed Air Disease, Occupational Disease, Terrorism and Sub Contractor Coverage.
• Professional Indemnity for Doctors & Medical Practitioners - Protection for the experts, by the experts. For a patient, his doctor is someone who promises good health by putting him in the right fitness condition when an emergency lands. Unfortunately, human error cannot be eliminated and doctors are exposed to the risk of claims from clients who have suffered loss due to neglect, error or omission. In today's litigious world, claims can pose a significant threat to the financial security for a medical practitioner. Your expertise is protecting the health of your clients. Our expertise is advising you how to protect your professional interest.
• Covid 19 Protection Cover -  Diseases like COVID-19 can severely hamper routine life and stress finances. Secure your employees and their families with our COVID-19 Protection Cover that will secure them against any unforeseen medical expenses. 
• Group Personal Accident Policy - The insurance policy compensates the insured in case of accidental death, loss of limbs and eyes, permanent total disablement and permanent partial disablement.
• Marine -  We offer a variety of value-added services and customized solutions in our marine insurance. Our loss control consulting services further enhance our value proposition. Our vast experience in logistics planning and execution of Over Dimensional Consignments (ODC) across India makes us a trusted insurance partner.  We offer a variety of value-added services and customized solutions in our marine insurance. Our loss control consulting services further enhance our value proposition. Our vast experience in logistics planning and execution of Over Dimensional Consignments (ODC) across India makes us a trusted insurance partner.
• Fire and Special Perils Policy For Material Damage -  We understand the amount of effort you put in building up your business and see it flourish with increasing assets, property, machinery and stocks. But life, as we know it, is full of uncertainties and not all of them are pleasant. A small negligence, a minor spark can bring your dreams down to ashes. Natural calamities such as earthquakes, storms and flooding can put your property at risk. To protect you against such uncertainties, Our ISP has one of the best Standard Fire and special perils policy in the industry that safeguards you against the losses, backed by sound financial capability and most importantly, speedy claims settlement.
• Public Liability Insurance (Industrial Risks) -  Legal liability for manufacturing, warehousing and construction industries towards damages to third party with respect to: Accidental death, Bodily injury or disease, Loss or damage to property, Legal costs and expenses incurred with the prior consent of the Insurer and within the limit of indemnity.
• CORPORATE COVER (Office Package) INSURANCE -  It is a comprehensive policy which is generally used for covering offices in order to cover the loss or damage which has occurred through fire, earthquake, flood, riot, burglary, cash in safe and while in transit, legal liability etc. 
• Electronic Equipment Insurance Policy -  This policy is suitable for electronic equipment like computers, printers, scanners, industrial electronic machines and servers and data storage equipment. It is an All Risk Policy. The Insurance Policy broadly covers material damage to electronic equipment (which can include systems software) due to sudden and unforeseen events, cost of external data media, including cost of reconstruction of data, as also increased cost of working.
• MERCHANT COVER (Shopkeeper) INSURANCE -  It is a comprehensive policy which is generally used for covering shops in order to cover the loss or damage to both the structure and its contents and against financial loss incase of an unfortunate incident of fire, earthquake, flood, riot, fraud and burglary of cash in safe place and while in transit from bank to shop vice versa etc. It also provides compensation of liability claims and accidental benefits.
• Burglary Insurance Policy -  The insurance policy broadly covers loss and/or damage by burglary, housebreaking (theft following upon actual, forcible and violent entry of and/or exit from the premises) including hold-up risk and damage caused to premises. 
• Event Insurance Policy -  If you are planning an event, whether it’s a Corporate Conferences, Seminars, Live Concerts, Award Ceremonies, School & College Annual Functions, Wedding Ceremonies, Sports Events like Cricket, Hockey, Kabaddi etc. make sure you have appropriate event insurance in place, which can help protect your event from those unforeseen circumstances and losses to your business. 
• Erection All Risks -  Erection All Risks (EAR) policy is designed to cover Plant and Machinery under erection. Interest of Suppliers/Manufacturers, Contractors, Subcontractors can be recorded in the policy. 
• Contractors All Risk Policy -  Contractors All Risk (CAR) policy is a comprehensive insurance solution designed to cover a broad spectrum of risks to which a civil construction project is exposed to from arrival of construction material at site till the completion of project. This policy is especially designed keeping in mind contractors, consulting engineers, architects and financiers and insurers against unforeseen accidents.