Car Insurance

• Zero Depreciation is an add-on car insurance cover which offers full settlement without any write-off for depreciation as opposed to normal car insurance.

• Cashless Garage Network - Car Insurance providers usually have their own network of garages where an insured car is usually repaired. In a Cashless Garage Network the expenses of an insured car are directly handled by the insurance provider.

• No Claim Bonus - No Claim Bonus, i.e. 'NCB' is a discount that is given by the insurer to the policy holder for making no claims. It is also a good way to progressively reduce your insurance premium. This can reduce the renewal premium depending upon the number of claim free years.

• Third Party Liability Coverage - Third Party Liability Insurance as the name suggests is insurance for any claims relating to a ‘third party’. It compensates for any damage done to the third party as a result of the first party.

• Personal Accident Insurance covers death or disability caused due an accident. The motor insurance policy essentially has a Personal Accident cover for the owner-driver, as per the tariff, for which no extra premium is to be paid.

• Voluntary deductible is the amount you opt for higher deductible over and above the compulsive deductible in the event of the claim. (Final Claim amount will be after deduction of depreciation on parts, VD and compulsory deductible as per IMT).

• Towing Facility -  In the event of the Insured’s vehicle being immobilized or rendered unfit for the purpose of driving on the road, the Company would provide appropriate towing services to the nearest garage (within a radius of 50 kms from the location of the breakdown/accident).

• Break-In Insurance occurs when the policy lapses due to non-renewal of the insurance on time.

• Loss to Car From Natural or Man-Made Calamities - Natural calamities such as flooding, earthquake, landslide, lightning, heavy storms, etc. are inevitable and could leave a serious financial blow and cause damage to your vehicle.  A motor insurance policy provides protection against any type of natural or man-made calamity and also ensures protection against any personal accident costs, legal liability and even third party damages.

• Car Insurance - Mandatory,  car insurance is mandatory in India by law under the Indian Motor Act. It is also really important to have an insurance as driving can be hazardous and have fatal consequences.

A two wheeler insurance policy protects your bike or scooter against any damages caused due to road accidents, natural disaster, and theft or loss. A bike insurance policy covers damages to your two wheeler and legal liability towards third party. with us, you can secure your bike at affordable rates.
What are the different types of two wheeler insurance policies?Learn more about the different types of two wheeler policies in the market.

• Two wheeler vehicle package policy - This two wheeler insurance plan protects the owner from the costs incurred in accidental damages to a third party and to own vehicle. It covers the damages caused by fire, theft, and natural disasters.

• Two wheeler vehicle liability policy - This type of insurance policy covers the owner against legal liabilities arising out of an accident. Under this type of two wheeler insurance policy, if your bike causes injuries to a third party or damages surrounding property, then your insurer will take care of the expenses.

• Stand-alone own-damage two wheeler insurance - Our stand-alone own-damage two wheeler insurance plan covers the damages to your bike or scooter caused by natural disasters like earthquake, flood, cyclone, landslide, etc. or man-made disasters like theft, burglary, riot, strike, etc.

Why should you buy a two wheeler insurance via Protect With Us?We facilitate easy claim settlement through robust agency support.

• Offers no claim bonus - You can avail a No Claim Bonus (NCB) on your two wheeler insurance if you haven’t made any claims or transferred your vehicle during the previous policy period.

• Provides personal accident coverage - We offer personal accident cover for the registered owner-driver and the co-passengers under our two wheeler insurance policy.

• Covers accessories - Our Insurance service provider, provides cover for high-end electrical and non-electrical accessories (such as spoilers, music system, alloy wheels, etc.) of your two wheeler at a little extra premium.

• Provides 24x7 claim assistance - Our Insurance service provider provide 24x7 claim assistance so that your claims are settled fast.